Affordable Health Insurance For Recent College Graduates

Aim for 6-12 months. This buffer gives you time to compare rates, understand your needs, and avoid last-minute price gouging.

The deductible is the amount you must pay *before* the Insurance Company starts paying (e.g., $1,000). A co-pay is a small, fixed fee you pay for a specific service, even after the deductible is met (e.g., $25 for a primary care visit).

They are often the *best* deal, but they aren't always the *only* deal. Always compare the Marketplace options against employer-sponsored or specialized plans to confirm the best value.