Commercial Property Insurance

Property coverage pays for the cost to rebuild your physical assets (the building, inventory). Business Interruption (BI) coverage pays for your lost income, operational costs, and salaries during the period you are unable to trade due to a covered incident. You need both.

Absolutely. Your needs evolve. Every time you acquire new equipment, expand your operations, or change your primary supplier, review your policy. Ignoring these changes leads to massive under-insurance gaps.