First Car Insurance For College Graduates

Most states require liability coverage to protect others if you cause an accident. Minimum coverage amounts vary by state.

Look for discounts for good students (if applicable), safe drivers, and bundling policies. Consider enrolling in a telematics program.

Collision coverage pays for damage to your car from a collision, while comprehensive coverage covers damage from other events like theft, vandalism, or natural disasters.

Increasing your deductible can lower your premium, but make sure you can afford to pay the deductible out-of-pocket if you have an accident.

In many states, your credit score can impact your Insurance Rates. A good credit score can lead to lower premiums.